Digital early-stage receivables service

Collection as a Service

Bring overdue invoices into consistent, controlled and auditable follow-up without building an in-house collection operation. Debtica guides onboarding, receivable intake, approval, communication, monitoring and evidence in one secure service.

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From overdue invoice to controlled resolution

A practical route from first reminder to payment or handover

Confirm the sender identity, channels, timing, messages and approval points. Debtica applies the agreed journey consistently while your team retains visibility and control.

Guided setup

Controlled communication

Complete audit trail

Who it helps

Professional receivables follow-up, ready when your team needs it

Designed for SMEs, lenders, merchants and service organisations that need reliable follow-up on overdue invoices without adding a dedicated system and operating team. Start online, select the capacity you need, submit receivables and monitor every assignment from one secure workspace.

B2B invoices

Early-stage arrears

Flexible capacity

Secure cloud access

Register

Enter company and contact details, choose language and service capacity, and activate a secure workspace

Add capacity

Purchase the invoice credits you need and see available, used and remaining capacity at any time

Intake

Add invoices by spreadsheet upload, invoice scanning or manual entry, then review them before launch

Control

Approve communication settings and monitor balances, actions, messages, next contact and complete history

Guided service walkthroughs

See how the service works

These two short walkthroughs cover the complete start: setting up the service workspace and launching the first controlled receivables assignment.

Step 1 · Customer onboarding

Set up your service workspace

See company and contact setup, country and language selection, service plan, included invoice capacity, secure payment and automatic workspace activation.

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Step 2 · First assignment

Launch and monitor your first assignment

See invoice intake, pre-launch review, sender identity, channels, schedule, message templates, monitoring and the complete treatment history for every invoice.

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Why it matters

Consistent follow-up should not depend on spreadsheets and individual memory

Overdue invoices need timely action, appropriate wording, clear ownership and reliable evidence. Collection as a Service provides that discipline without adding unnecessary operational overhead.

Capacity

Protect finance capacity

Keep overdue-invoice follow-up moving without forcing finance teams to coordinate every reminder manually.

Control

Apply one approved approach

Use confirmed sender details, approved messages, planned timing and review points instead of improvised emails.

Scale

Keep every action explainable

See what happened, when it happened, what comes next and why an invoice was paid, paused, closed or handed over.

How it works

Four controlled steps from registration to resolution

A guided workspace keeps execution straightforward, while review points, controlled communication and complete history support quality and oversight.

1

Register

Provide company and contact details, choose country, language and service plan, then activate the workspace.

2

Add capacity

Purchase the invoice capacity required for the current workload and top up when more volume is needed.

3

Submit and approve

Upload, scan or enter overdue invoices, review the proposed assignment and approve it before communication starts.

4

Monitor and resolve

Follow balances, communication, actions and next contact, with a complete invoice history through closure or handover.

Service features

Everything required for disciplined early-stage follow-up

The service keeps daily work simple while company details, invoice data, approvals, messages, actions and outcomes remain structured and traceable.

Guided online onboarding

Register the company, primary contact, country and preferred language, then choose the service plan and invoice capacity.

Secure, role-based workspace

Users work inside their own organisation context with access limited to the service functions and information relevant to them.

Flexible service capacity

Available, used and remaining invoice credits stay visible, with additional capacity available when volumes increase.

Multiple invoice intake routes

Add overdue invoices through a structured spreadsheet, invoice scanning or manual entry, then validate them before launch.

Review before communication

Inspect the proposed assignment, balances and launch settings before any communication journey begins.

Controlled communication journey

Confirm channels, action timing and message templates, with manual review available before launch.

Clear sender and service scope

Your organisation remains the identified sender. Debtica executes the configured communication journey and preserves the operational evidence.

Complete treatment history

Review balances, messages, actions, next contact and status for each invoice from launch through closure or handover.

Who it is for

Built for organisations that need reliable treatment without extra operational overhead

Small businesses

Bring structure and evidence to overdue invoice follow-up without adding a dedicated collection team.

Lenders and finance providers

Apply an approved early-stage treatment to recurring receivables with transparent status and outcomes.

B2B service companies

Follow up unpaid customer invoices consistently while preserving the commercial relationship and full evidence.

Growing portfolios

Start with the focused service and connect wider Debtica capabilities when volume, teams or governance needs expand.

A service that can grow with you

Start focused. Add deeper control when you need it.

Collection as a Service provides a direct route into controlled early-stage follow-up. As requirements grow, connect Document, Reporting, Migration, Portal or wider Debtica capabilities without losing history, evidence or auditability.

Digital receivables service